Tag Archive: National Foundation for Credit Counseling

Jul 12 2015

Credit History

Beware of “Fast Fixes” For Accurate Credit Problems By Jason Alderman To get a glimpse of your financial future, many businesses look at your financial past. This history is contained in your credit report. Your credit report determines everything from whether you qualify for a loan and the rate you’ll pay on that loan, to …

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Permanent link to this article: http://www.easttexasreview.com/credit-history/

Jul 03 2015

Loan Education

There are all kinds of loans: commercial loans, home equity loans, pay day loans, signature loans, pawn shop loans, auto loans, mortgages and many more. Scams So many types of transactions create lots of opportunities for scams. A key warning sign is if the lender asks you to pay them a fee before the loan …

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Permanent link to this article: http://www.easttexasreview.com/loan-education/

Jan 08 2015

Smart Moves for Transitioning Vets

Predatory lending, home, disability, and health issues threatens our veterans   By Jason Alderman The latest generations of veterans face a particularly complicated financial picture, attributed to multiple deployments, a tough civilian economy, predatory lending threats at home and disability and health issues. That’s why the Veterans Financial Coalition (http://www.veteransfinancialcoalition.org) was formed in June 2014 …

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Permanent link to this article: http://www.easttexasreview.com/smart-moves-for-transitioning-vets/

Jun 11 2012

Is credit counseling for you?

By Mary Hunt If there’s one thing that makes many people go hmmmm, it’s the topic of credit counseling. Many people still confuse credit counseling — paying back all of what a borrower owes — with debt settlement and negotiating payoffs of 50 percent or less of what the borrower owes. Others assume incorrectly that …

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Permanent link to this article: http://www.easttexasreview.com/is-credit-counseling-for-you/

Sep 21 2011

The 411 on prepaid cards

By Jason Alderman According to Gail Cunningham, spokesperson for the National Foundation for Credit Counseling, we live in a credit-dominated society. “Without a checking or savings account,” she says, “it’s difficult to cash payroll, Social Security and unemployment checks; you need a credit or debit card to shop online, book a flight or rent a …

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Permanent link to this article: http://www.easttexasreview.com/the-411-on-prepaid-cards/

Feb 17 2011

Transitioning from the military

Reentering the civilian workforce after a career in the armed forces can be challenging even during the best of times. But with today’s economic uncertainty and high unemployment rates, retiring and discharged military personnel may need extra help to develop a game plan and manage their personal finances during that transition. The issue has gained …

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Permanent link to this article: http://www.easttexasreview.com/transitioning-from-the-military/